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Reduced & Alternative Documentation Loans

Alpine Mortgage offers a variety of reduced documentation and alternative documentaiton loans for borrowers that cannot verify their income through traditional means such as our bank statement loan program and our assets as income loan program

BANK STATEMENT LOAN PROGRAMS

Our bank statemenet loan programs are designed for self employed borrowers that are not able to verify their income with tax returns. We can verify deposits on business or personal bank statements for the last 12-24 months. No tax returns are required.

ASSETS AS INCOME LOAN PROGRAMS

For borrowers that have significant liquid assets but do not show income can qualify for our assets as income loan programs. We qualify applicants based on the amount of their liquid assets. 

Reduced Documentation Loan Program Details

  • LOAN SIZE: $100,000 to $3 Million
  • LOAN TERMS: Amortized to 30 years
  • LOAN TO VALUE: Up to 80%
  • CLOSING: 30-45 days

Call us now at (800) 876-LOAN to speak to one of our reduced documentation loan specialists or click here to have one of our reduced documentation loan specialists give you a call today.

If you are interested in applying for a reduced documentation loan, you can apply online now.


Reduced Documentation Loan Tools & Advice

Todays Rates

 
Loan Program Rate APR
30 Year Fixed 4.750% 4.764%
15 Year Fixed 4.125% 4.132%
3/1 Arm 4.000% 3.934%
5/1 Arm 4.125% 3.956%
7/1 Arm 4.250% 3.982%

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