Home Renovation Loans
Turn Your House Into Your Dream Home
How It Works
Apply Online
Fill out our simple quick quote or full application. No obligations or upfront fees.
Review Options
We’ll match you with the right renovation loan and walk you through the process.
Access Your Funds
Close once, get the funds you need and start your renovations.
Which Renovation Loan Is Right for Me?
| Streamline Renovation | Standard Renovation |
|---|---|
| Minor renovations and non-structural repairs | Extensive renovations, including structural repairs |
| Up to $75,000 in renovation costs | Over $75,000 in renovation costs |
| Renovations completed within 6 months | Renovations completed within 6-12 months |
| No HUD consultant needed | HUD consultant required |
Why Homeowners Choose Alpine Mortgage
- ✅ Expert Guidance from Renovation Loan Specialists
- ✅ Finance Purchase + Renovations in One Loan
- ✅ FHA & Conventional Renovation Loan Options
- ✅ Competitive Rates and Fast Closings
What Our Clients Say
"Alpine Mortgage made our kitchen remodel possible! The process was so much easier than we thought"
– Tania W., Englewood, NJ
"After getting turned down by another lender, Alpine Mortgage got my 203k loan approved quickly. Highly recommend their team!"
– Miguel S., Austin, TX
Our Renovation Loan Specialist
Steven Parangi
NMLS #76024
With over 20 years of experience helping homeowners renovate their homes, Steven is dedicated to providing clear, honest advice to make the renovation process as smooth as possible.
Ready to Get Started?
Your Renovation Questions Answered
A licensed renovation loan specialist will reach out to you via phone or email to discuss your personalized rate options. There is no obligation and no high pressure sales.
Very fast! You'll receive your personalized quote within 1 day. Our goal is to provide you with a clear, accurate quote as quickly as possible.
Yes. Your quote request is 100% confidential and secure. We will never sell your information. A licensed specialist will contact you to provide your custom quote and answer your questions with no obligation.
We have a wide range of loan programs, including options for credit scores starting in the 500s. The best way to know for sure is to request a free quote.
Most renovation loans require that the work be completed by a licensed and insured contractor, although the limited FHA 203K may allow for DIY in some cases.
Yes, most renovation loans have specific guidelines on what other home improvement projects can be financed. Generally, improvements must be permanent and add value to the home.
This depends on the loan type. For example, FHA 203K loans are generally more restrictive and prioritize essential repairs and upgrades, while HomeStyle Renovation loans offer more flexibility for luxury improvements.
Renovation Loan Resources
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