A Bankruptcy may stay on your record for 7 years, but that does not prevent you from securing a mortgage or home loan. Traditionally, a borrower would have to wait at least four years after a bankruptcy to even apply for a mortgage. Today, things are different. Alpine Mortgage specializes in helping borrowers who have had a recent bankruptcy refinance their mortgage or secure a new home loan.
Mortgage after Bankruptcy: If your bankruptcy has been discharged, even if it has been discharged just one year, you are able to secure a mortgage.
We understand that life's circumstances may have caused you to file for a bankruptcy. In fact, millions of good people like you have benefited from the fresh start that bankruptcy offers. Alpine Mortgage realizes that these people who have had a bankruptcy should not have to wait four long years to enjoy the right of home ownership or to utilize the equity in a home. With this in mind, Alpine Mortgage has a variety of bankruptcy loan programs designed especially for you!
Bankruptcy Home Loan Details
Mortgages after bankruptcy available one year after discharge
Charge offs, collections, liens and judgements may not have to be paid off
First time home buyers and current renters are eligible to secure a mortgage after bankruptcy
Call us today at (800) 876-LOAN to speak with one of our bankruptcy mortgage specialists or click here to have one of our bankruptcy mortgage specialists contact you.
You can also apply online now to see if you qualify for one of our bankruptcy home loans.
Alpine Mortgage Services, LLC - 201 W Passaic Street, Suite 101 - Rochelle Park, NJ 07662 Office Phone: (201) 488-8809 Fax: (201) 488-8819 Toll Free Phone: (800) 876-LOAN
A New Jersey, New York, Connecticut & Florida Mortgage Company
Specializing in Home Loans, Refinance & Debt Consolidation Loans
Correspondent Mortgage Lender, FL Office of Financial Regulation
Licensed Mortgage Banker, NJ Department of Banking & Insurance
Registered Mortgage Broker, NYS Banking Department
Licensed Lender, CT Department of Banking