Mortgage After Bankruptcy - Bankruptcy Home Loans

A Bankruptcy may stay on your record for 7 years, but that does not prevent you from securing a mortgage or home loan. Traditionally, a borrower would have to wait at least four years after a bankruptcy to even apply for a mortgage. Today, things are different. Alpine Mortgage specializes in helping borrowers who have had a recent bankruptcy refinance their mortgage or secure a new home loan.

Mortgage after Bankruptcy: If your bankruptcy has been discharged, even if it has been discharged just two years ago, you are able to secure a mortgage.

We understand that life's circumstances may have caused you to file for a bankruptcy. In fact, millions of good people like you have benefited from the fresh start that bankruptcy offers. Alpine Mortgage realizes that these people who have had a bankruptcy should not have to wait four long years to enjoy the right of home ownership or to utilize the equity in a home. With this in mind, Alpine Mortgage has a variety of bankruptcy loan programs designed especially for you!

Bankruptcy Home Loan Details

  • Mortgages after bankruptcy available two years after discharge
  • Charge offs, collections, liens and judgements may not have to be paid off
  • First time home buyers and current renters are eligible to secure a mortgage after bankruptcy

Call us today at (800) 876-LOAN to speak with one of our bankruptcy mortgage specialists or click here to have one of our bankruptcy mortgage specialists contact you.

You can also apply online now to see if you qualify for one of our bankruptcy home loans.

Bankruptcy Tools & Advice

Todays Rates

 
Loan Program Rate APR
30 Year Fixed 3.875% 3.884%
15 Year Fixed 3.000% 3.012%
3/1 Arm 2.625% 3.334%
5/1 Arm 2.750% 3.356%
7/1 Arm 3.000% 3.382%

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