To lock in these New Jersey mortgage rates or Connecticut mortgage rates today, call or apply online now. Once we receive your application, we can pre-approve you in minutes and you can lock in these rates immediately. These NJ mortgage rates and CT mortgage rates are only a sample of some our most popular programs and are valid for all of the states we are licensed in except for New York. Please contact us for our New York mortgage rates or for rates on any of our other loan products.
Conforming Programs $150,000 - $417,000
Conforming 30 Year Fixed
Rates
Points
APR
4.375%
2.000
4.589%
4.500%
1.500
4.665%
4.625%
1.000
4.761%
4.750%
0.500
4.802%
4.875%
0.000
4.885%
Jumbo Programs $417,001 - $1,000,000
Jumbo 30 Year Fixed
Rates
Points
APR
5.375%
2.500
5.652%
5.500%
2.000
5.743%
5.625%
1.500
5.798%
5.750%
1.000
5.846%
5.875%
0.000
5.884%
Conforming 15 Year Fixed
Rates
Points
APR
3.750%
4.000
3.902%
3.875%
3.500
4.075%
4.000%
2.500
4.103%
4.125%
1.500
4.198%
4.250%
0.000
4.264%
Jumbo 15 Year Fixed
Rates
Points
APR
4.000%
2.500
4.264%
4.125%
2.000
4.302%
4.250%
1.500
4.393%
4.375%
1.000
4.496%
4.500%
0.000
4.512%
Conforming 1/1 ARM
Rates
Points
APR
3.250%
2.500
5.341%
3.375%
2.000
5.340%
3.500%
1.500
5.338%
3.625%
1.000
5.335%
3.750%
0.000
5.342%
Jumbo 1/1 ARM
Rates
Points
APR
3.500%
3.500
5.316%
3.625%
2.500
5.378%
3.750%
1.500
5.406%
3.875%
1.000
5.423%
4.000%
0.000
5.426%
Conforming 3/1 ARM
Rates
Points
APR
3.500%
2.500
5.370%
3.625%
2.000
5.363%
3.750%
1.500
5.356%
3.875%
1.000
5.359%
4.000%
0.000
5.358%
Jumbo 3/1 ARM
Rates
Points
APR
3.500%
3.500
5.402%
3.625%
2.500
5.419%
3.750%
1.500
5.432%
3.875%
1.000
5.406%
4.000%
0.000
5.453%
Conforming 5/1 ARM
Rates
Points
APR
3.500%
3.500
5.314%
3.625%
2.500
5.328%
3.750%
2.000
5.331%
3.875%
1.000
5.333%
4.000%
0.000
5.356%
Jumbo 5/1 ARM
Rates
Points
APR
3.500%
3.500
5.404%
3.625%
2.500
5.415%
3.750%
1.500
5.428%
3.875%
1.000
5.422%
4.000%
0.000
5.431%
Conforming 7/1 ARM
Rates
Points
APR
3.875%
2.500
5.440%
4.000%
2.000
5.454%
4.125%
1.500
5.475%
4.250%
1.000
5.496%
4.375%
0.000
5.449%
Jumbo 7/1 ARM
Rates
Points
APR
3.875%
2.000
5.548%
4.000%
1.500
5.562%
4.125%
1.250
5.576%
4.250%
1.000
5.599%
4.375%
0.000
5.541%
Conforming 10/1 ARM
Rates
Points
APR
4.625%
2.500
5.502%
4.750%
2.000
5.515%
4.875%
1.500
5.547%
5.000%
1.000
5.581%
5.125%
0.000
5.521%
Jumbo 10/1 ARM
Rates
Points
APR
4.625%
2.000
5.598%
4.750%
1.750
5.608%
4.875%
1.250
5.642%
5.000%
1.000
5.676%
5.125%
0.000
5.613%
Assumptions:
Rates may change daily, and without notice. Rates and fees can vary from state to state. The New Jersey mortgage rates and Connecticut mortgage rates quoted are based on borrower’s good credit scores and proper verification of income and assets. Rates can be affected by lower than average credit scores and / or if the borrower requires a stated income loan as an alternative to providing proper supporting income and asset documentation.
The NJ mortgage rates, NY mortgage rates and CT mortgage rates quoted on our website are based on the typical mortgage scenarios as shown below. Our quoted rates require escrows (impounds) for property taxes and hazard insurance. Arrangements can be made to eliminate the escrow (impound) accounts. Please ask us for the details.
CONFORMING ASSUMPTIONS
Loan Size:
$300,000
Down payment:
25%
Loan purpose:
Purchase
Property type:
Single-family Residence
Occupancy:
Owner-occupied
Lock period:
30 days
Prepayment penalty:
None
JUMBO ASSUMPTIONS
Loan Size:
$500,000
Down payment:
30%
Loan purpose:
Purchase
Property type:
Single-family Residence
Occupancy:
Owner-occupied
Lock period:
30 days
Prepayment penalty:
None
Alpine Mortgage Services, LLC - 201 W Passaic Street, Suite 101 - Rochelle Park, NJ 07662 Office Phone: (201) 488-8809 Fax: (201) 488-8819 Toll Free Phone: (800) 876-LOAN
A New Jersey, New York, Connecticut & Florida Mortgage Company
Specializing in Home Loans, Refinance & Debt Consolidation Loans
Correspondent Mortgage Lender, FL Office of Financial Regulation
Licensed Mortgage Banker, NJ Department of Banking & Insurance
Registered Mortgage Broker, NYS Banking Department
Licensed Lender, CT Department of Banking
